A man walks into a bank in NAIROBI and asks for the loan officer.

He tells the loan officer that he is going to DUBAI on business for four weeks and needs to borrow KSH 5,000.

The bank officer tells him that the
bank will need some form of security for the loan, so the man hands over the keys to a brand new Mercedes Benz S class 500 parked on the street in front of the bank.

He produces the log book and everything checks out.

The loan officer agrees to accept the car as collateral for the loan.

The bank’s president and its officers all enjoy a good laugh at the man for using a KSH 15 Million Mercedes Benz as collateral against a KSH 5,000 loan.

An employee of the bank then drives the Mercedes Benz into the bank’s underground garage and parks it there.

Four weeks later, the man returns, repays the KSH 5,000 and the interest, which comes to KSH.150.41.

The loan officer says,
‘Sir, we are very happy to have had your business, and this transaction has worked out very nicely but we are a little puzzled.

While you were away, we checked you out and found that you are a multi millionaire.

What puzzles us is, why would you bother to borrow ‘KSH 5,000’.

The man replies: ‘Where else in NAIROBI can I park my car for four weeks for only KSH 150.41 and expect it to be there when I return???

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